Ref sheet for Karma! I couldn’t think up a name that wasn’t Karmic Retribution (which is, rather fortunately or unfortunately, an Undertale reference) that still used the word Karma in some way so.. here it is. I’ll probably just call him Karma, sorta like I call Makoto Makoto even though his name’s Material Collector.  
Just a side note, I might edit this ref a bit as I’m not TOTALLY happy with the ref itself, but his design and colours will stay the same. c: I finally made a ref of one of my absolute favourite OCs, one I got after years of wanting him. ;A; He was a DREAMY and now he is mine forever. <3 He didn’t have a cutie mark so I gave him one, and he was a bat pony before but after coming up with his talent and a bit of story/personality I ended up giving him a cutie mark and assigning him as a dragon pony! The ref made him turn out more “short” looking than I planned him to be, so I might end up editing it to make his legs longer or something but for now this’ll be what I use!  
His special talent is luck (which ties into manipulation of karma) - he’s good at manipulating the odds of things to get the results he wants. As in, if he draws a lottery ticket, he’s probably going to win (even if he doesn’t win the highest amount, all that actually matters is he wins). However, there’s a twist - his luck is dependent on his own karma, to a fault. Bad things he does can end in some pretty awful luck - instead of winning a thousand bucks, he ends up losing his whole wallet. Things like that. He’s rather sensitive to the karma of those around him, as well.