ALL DIGITAL - no pencils or inks scanned. I begin with my Wacom Tablet in PS CS2 doing the rough lines. Not satisfied with the quality of the lines, I fell back on the tried and true Pen tool and its Stroke and Fill functions. Those clipping masks really help with those shades and highlights!
The palm trees in the background were (slightly modified) clip art (yeah, I got lazy).
A Sunday afternoon well spent!